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Complete List of all of USSD Codes for Loans in Nigeria

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Before, the usual way to get a loan entails opening a bank account, going to the bank, meeting with your account officer or the bank’s lending officer, filling out a loan application, and waiting, hopefully, for your loan to be approved. Not to talk of a lot of paperwork involved, and at times, you will need a legal practitioner.

Thankfully, today, you can request a loan at home, and it can take less than 20 minutes for approval. Many banks and financial organizations give their customers a lot of options to request a loan. The most common ones are through mobile loan app, websites, offices, and USSD codes. Of all these options, the most convenient, easier and method I prefer is via USSD codes.

This article gives you a complete list of all USSD codes for loans in Nigeria for Banks, Microfinance, and Financial organizations. Registering on this platform is easy, and requesting loans via USSD codes is as well simple.

Before rushing to request a loan, it is advisable to check out their interest rate, terms, and conditions and also compare different Loan platforms to choose the right one for you.

Read Also: Best Loan apps in Nigeria

Before we get to the USSD codes for loans in Nigeria, let’s quickly examine what USSD and USSD Banking are all about. If you are in a hurry, you can jump to the information you are searching for.

What is USSD?

USSD is an abbreviation for unstructured supplementary service data. It may appear hard, and it may rapidly become technical, but there are two crucial elements to understand for financial inclusion. When you dial a number beginning with * and ending with #, you are utilizing USSD. Second, USSD is currently the best available communication technology for delivering mobile financial services to low-income customers.

You can use USSD for various purposes, including callbacks, mobile money, content, information, and network configuration. In this scenario, we’ll look at how you can use USSD in banking.

What is USSD Banking?

USSD Banking allows users to make transactions with their phones without connecting to the internet. Users who do not have a smartphone or data/internet connection can use mobile banking by dialling the *99# code. Fund transfers, checking account balances, and producing bank statements are all possible uses of USSD-based mobile banking.

The major goal of the innovative *99# payments service is to enable financial inclusion and integration of the underbanked and economically disadvantaged portions of society into mainstream banking.

How to apply for loans Using USSD codes

Borrowing loans using the USSD code is straightforward, but you need to do things before you can start enjoying this benefit.

  • First, you need to know about the loan provider, their interest rate, loan repayment period, loan limit, terms, and conditions.
  • Register with the loan provider. In the case of your bank or Network provider, you might not need to do anything, but when it comes to microfinance or other loan providers, you might need to register. Depending on the loan provider, this could be done using USSD codes as well.
  • Get the Functional USSD code required to requests loans.
  • Dial the code
  • Follow the onscreen instructions
  • Wait for approval
  • Receive your loan in your bank.

USSD codes for loans in Nigeria

The following list is the complete USSD codes for loans in Nigeria. The list is divided into three groups, Bank USSD codes, Telecommunication USSD codes, and other financial organization USSD codes.

Bank USSD codes for loans

  • AB Microfinance Bank (*389*755#)
  • Access Bank Payday Loan (*901*11#)
  • Accion Microfinance Bank (*572*6#)
  • ALAT Loan By Wema Bank (*945*100#)
  • Ecobank Xpress (*326#)
  • FCMB (*329#)
  • First Bank First Advance (*894*11# or *894#)
  • GTBank Soft Loan (QuickCredit) (*737*51*51#)
  • Interswitch (*322#)
  • UBA Loan Code (*919#)
  • Unity Bank Loan Code (*7799#)
  • Zenith Bank Loan (*966#)

Network Providers Codes for loans in Nigeria

  • MTN Cash (*606*4#)
  • Glo Cash (*322*1*04225701*Amount#)
  • Airtel Quick Cash (*561#)
  • Etisalat  (*561#)
  • Other Microfinance and Organization USSD codes for loans
  • Quickteller Loan (Airtel, MTN & 9mobile) (*322#)
  • Quickteller – Glo Users (*805#)
  • Paga (*242#)
  • Fairmoney Loan (*322*2#)
  • Trader Moni (*540#)
  • Aledin Nano (*903#)
  • Carbon Loan (*1303#)
  • Payattitude (*569#)
  • Kwikcash (*561#)
  • Migo Loan (*561#)
  • Paylater USSD Code (*1303#)

Requirements for Getting Loans Using a USSD Code

As I mentioned earlier, you will need to register with any of the loan platforms before starting lending money. Registration can also be done using your phone, but there are a few things you have to provide before you can grant your loan.

For banks or network providers you already have accounts with, you don’t need to create an account. But for some financial organizations that don’t have any information about you, registration is necessary. Most of these financial organizations request the following;

  • Your Name
  • BVN
  • Account Details
  • Address, and some other information.

And don’t forget that you have to check each loan provider’s interest rate and run away from anyone that charges you very high interest.

CH131 (Chan 131) | Download TV Shows for free on Channel 131

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Ch131 is a website that lets you stream TV shows online for free. Ch131 is usually called Channel 131 or Chan 131 and uses Chan131 as its URL for those who don’t know. When you hear of these names, they refer to the same website.

When it comes to websites that allow you to watch movies for free online or even download free TV shows, many are. Over time, we reviewed some of these sites. The best alternatives to chan131 are the 02tvseries, Fztvseries, and tvshows4mobile websites.

Our goal is to communicate with you more and more about these sites over time. The goal is to bring these websites closer to you. One of the problems many people face with most free movie download sites is the inability to get to the websites. The website might be down most of the time or have completely moved to a new domain name.

If you probably can’t get the Ch131 right now, no worries, this article shows you the right URL of the websites, and we will always update this article from time to time when we noticed the Ch131 moves to a new URL. Also, if you can’t still get to the website at its official URL, which is Chan131.in, no worries, you can navigate to Chan 131 alternatives using the table of content below. You will definitely get the movie you are searching for from any of these Chan131 alternatives.

Although many people know the website, they do not know how to navigate the site, so the reason for this article. Ch131 at chan131.in, also known as Channel 131, focuses on sharing free TV shows. For example, users can watch TV programs online at chan 131 for free.

The rest of this article shows you how to navigate the Chan131 websites and all the features available on the site, including alternatives if the website is offline.

About Channel 131

We have websites that focus only on movies like Goojara and Couchtuner, and some focus on only TV shows. Ch131 is one of those websites that focus on only TV shows. Although other sessions on the site, such as movies, music, and downloads, these sessions appear inactive, at least not at the time of writing.

Chan131 Features

If you visit the Ch131 website (chan131.in), you will find two main sessions on the homepage. TV series Airing today and recently added TV shows. The content you get from these two categories is categorized when the TV was published and made available.

Channel 131 features

TV Shows Airing Today

As the name of this category suggests, it shows you the days in the week the website’s owners broadcasted these shows. The chan131 website is constantly updated with more TV shows as they are broadcasted and necessary information you might need regarding that TV show. In addition to today’s TV show, there are also specific days of the week. Today, when it is Sunday, Sunday is clearly visible. The following are the programs that air today.

The specific day of the week is next to the TV shows broadcast today. Today is Sunday, Sunday shows clearly. Below, there are today’s shows.

While you can stay on your television waiting for it to come up, you can relax and watch it on the website when it is available. This is very simple! It is so simple!

Recently Added TV Shows

This part of the website’s homepage shows you TV shows that were recently posted. In this session, you can easily check the latest updates and seasons, and episodes under them. You can choose to watch the movies in this session. Navigating channel 131 is so simple. You are not limited to watching your favorite TV shows alone, and Channel 131 also allows you to download these shows for free.

How to Stream and download TV shows on Chan131

It is straightforward to watch TV shows online on channel 131 or chan131, also known as Ch131. Third-party websites stream these shows through the service.

Follow these steps to watch shows on channel 131:

  • Visit the websites URL at Chan131.in
  • Navigate to the TV show episode that you want to watch online or search the TV show using the Search bar
  • Click on any of the server tabs on the TV show page, just below the description. Using Berlin Station as an example, choose between vshare, Vidlox, Vidoza, and Openload.
  • Click the play button when the video player appears beneath any of the selected services.
  • The TV show will begin to play after a few seconds, depending on your network speed.

While I mentioned that the website is oriented on watching shows online, downloading these shows is very simple. This, however, is dependent on the server from which you choose to broadcast.

As of the time of writing, you can download shows from chan131 using the Vidlox server option. Select Vidlox and, on the video player, click the download icon.

Is Chan131 safe

No, any websites that let you download movies or shows for free are deemed illegal. The right way to watch TV Shows is to wait for them to be broadcast on the right TV channels or paid platform. Any website that gives out free movie content does not usually have the license to do.

Aside from this, the website displays some pop-ads, and anytime you click on a link, you are always redirected to an ad.

Chan131 Alternatives

It’s always good to have alternatives for movie download sites as these websites may go offline anytime. The following are the top chan131 alternatives;

  • TVshows4mobile
  • FzTvseries
  • 02Tvseries etc.

Conclusion

You don’t need to wait for your TV shows to be aired before watching them. Chan 131 allows you to watch your favorite TV shows even before they are broadcasted. Also, if you missed a TV show, you can watch the show at any time on Channel 131.

How do I know my Glo Number? 5 Simple ways to check your Glo Number

Glo is well known in Nigeria for its cheap data and tariff plan. The majority of the Glo Subscribers use the services for data purchase and probably to have a second line.

For these reasons, many folks out there find it difficult to recall their phone number. The biggest excuse is, “I have many other phone numbers, and my Glo SIM is just my second-line, or I only browse the internet with my Glo SIM.”

If you are one of these folks, you don’t always need to ask a friend to call out your phone number from their own phones. Glo gives it users different ways to check their phone number. This article shows you how to check your Glo number in four different ways.

Without further ado, Let’s dive in.

Read Also: How to check MTN data balance | Glo berekete plan

Checking Glo Number Using USSD code

I always prefer USSD code over any other options when I want to do anything that offers mobile services, be it buying recharge cards from banks, making transactions, or getting a loan. Using USSD is very fast and does not have any complicated issues.

If you also prefer using a USSD code to check your Glo Number, dial *135*8# from your phone’s dialer app. After clicking the send button, you will receive a pop-up notification containing your phone number.

How to check your Glo phone number by Calling a four-digit number

The common method which is mostly used is calling “1244”. When you call this number, a feminine voice will read out your phone number to you, and all you have to do is jot down the numbers. It was as simple as that.

Calling a Friend

If you want to know your Glo phone number, you can call a friend, and you can ask them to read out your phone number to you. You can also collect a friend’s phone and call your own number. You can easily see your phone number on that friend’s phone.

Visiting Glo’s websites

You can also check your Glo number by visiting the Glo number. To check your phone number via the Glo website, follow these steps;

  • Visit Glo’s website here
  • When the website loads, scroll down to see your Glo phone number in the format Welcome, 080******* visible.
  • If you’re using a computer, check to the right-hand side of your screen for the number.

Note that you can only see your Glo phone number if you are browsing with your Glo SIM. Otherwise, you will end up on a 404 page.

Checking your SIM Pack

If you can still find your Glo SIM pack, you can use it to find your phone number. All you have to do is pick it up, go to the back of the SIM pack; you should be able to find your Glo number written on it as well as your PUK (Personal Unblocking Key) code and serial number.

You now see that checking your Glo number is not a difficult task at all, and you have plenty of options to choose from.

4 Easy Ways to Check MTN Data Balance (2021)

If you just bought a new MTN SIM and are looking for ways to check your MTN data balance easily, this article will guide you.

For those already using MTN for a long time, I see no reasons you will have to forget the USSD code to check your MTN data balance easily. But you are not limited to using the USSD codes alone, and there are other options to check your MTN data balance.

The official MTN USSD code for checking data balance gives you the data balance on your active plan. Still, some other options give you full detail of all your data balance, including bonuses and YouTube data balance.

Just a reminder here, on every MTN monthly data plan you purchase, MTN gives you a 4GB data bonus to stream YouTube for free. You can check your MTN data balance in three ways without any further ado, as listed below.

Read Also: How to check 9mobile Data Balance.

How to check MTN data balance via USSD codes

The fastest and easiest method to check your MTN data balance is using the USSD code. MTN gives users several USSD codes for checking data balance. Some are used to check for only the subscribe data plan, while some are used to check for some other data plans like social plans, Goody bags, etc.

The step below shows you how to check your MTN data balance via USSD codes.

  • Open your phone’s dialer app,
  • Dial *559# to check MTN data balance (official code).
  • Dial *131*4# to check MTN data balance including all other data bonuses and offers.
  • Alternatively, you can dial *131# and follow the instructions on the screen.

I actually prefer dialing *131*4# because it will give you every data balance you have, including hidden ones.

How to check MTN data Balance via SMS

To check your Data balance via SMS, send BALANCE or STATUS to 131 from your phone’s message app. You will receive a message showing your data balance. You won’t be charged for the message.

How to check MTN data Balance using the MTN Mobile App

MTN gives its users a Mobile App to purchase data, recharge, and do a couple of other things. You can also use the app to check your current data balance as well. To check your data balance,

  • First, you will need to install the app on your phone if you don’t have it installed. To do this, go to the Play Store or App Store, search for MYMTNAPP and install the app.
  • After you install the app, open it and you will be asked to provide your phone number.
  • The number you provided will receive an OTP code; enter the code into the app.
  • You may also be asked to provide login information, such as a username and password.
  • After that, you should be taken to the app’s homepage, where you can view your account’s basic information, including your current tariff plan, airtime balance, and, of course, your current data plans and balances.
  • If you take your time through the app, you can find crucial information about your sim card, such as the complete name you used when you registered it, your PUK (Personal Unlocking Key) in case you lose your sim pack, and other important details.

Check MTN Data Balance By Calling Customer Care

You can also check your MTN data Balance by calling the MTN Customer Care number. All you have to do is dial 180 from your phone, then follow the instructions from the automated voice, and you can decide to also speak directly to a real person.

10 Best loan apps for instant personal loans in Nigeria

Loans are requested for a variety of reasons. Certain circumstances necessitate that we seek loans not just for personal use but also for business needs. For example, a big expense or other bill settlements may occur during a period of financial trouble.

Today, several financial loan lending platforms in Nigeria provide services to individuals and enterprises at all levels. If you want quick cash, you don’t need to visit any bank or offices, and you don’t even need any paperwork or collateral. All you need is a loan app that offers this service.

However, not all of Nigeria’s loan platforms give dependable and lucrative services to their customers. The best loan services offer rapid payment, rapid loan approval, a low annual interest rate, a long repayment period, and are secure.

Not only that, the best loan apps in Nigeria should be easier to navigate, and customers should not be insulted in any way if they were unable to pay up their loan on time.

In no particular order, these articles list some of the best loan apps in Nigeria that offer financial lending services to individuals, established organizations, and, most crucially, the often-overlooked small and medium-sized firms (SMEs).

Read also: How to increase Fuliza limit | Ipesa loan app

Palm Credit

Palm Credit Mobile loan app

Palm Credit is a very reliable loan app that allows users to access loans using a virtual credit card. The amount you can borrow ranges from NGN 2,000 to NGN 100,000, depending on how often you borrow money from the platform and how quickly you pay back your loan.

Palm Credit interest rate ranges from 14% to 24%, which is higher than that of Carbon with an interesting range as low as 1.75%.

At the time of writing, the Palm Credit loan app has a rating of 4.4 and over 1 million downloads. To register on this platform, all you need to do is download the app, and you can use your phone number or Facebook account.

Once approved, you can start receiving the money in your bank account. Each time you redeem an existing debt, your loan limit rises to NGN 100,000. You also earn free credit from the platform by referring people. You should try out this app if you are intent on finding the best loan apps in Nigeria.

Get the Palm Credit app here.

Carbon

Carbon loan app

Carbon is the second-best loan app on this list. Carbon, formerly known as PayLater, provides instant access to anyone in need of a loan, both individual and large organization. Users or organizations in desperate need of loans can request and receive them immediately and easily.

Like many other loan companies in Nigeria, carbon requires customers’ Bank Verification Numbers (BVN) to determine loan credit. Users can get up to NGN 20 million with an interest rate ranging from 1.75% to 30%, depending on the payback period and loan amount.

Carbon also offers airtime recharge, money transfer, and bill payment services. Carbon has a 4.4 rating on the Play Store and over 1 million downloads at the time of writing.

Download the Carbon Mobile App

Branch

Branch Loan app

Branch is another loan app that offers reliable loan lending services in Nigeria. Borrowing money via the Branch loan app is simple and may be completed in as little as 20 minutes.

Branch, like the other loan app described here, does not require collateral to obtain loans. To get a loan, all you need is your phone number or Facebook account, a bank verification number, and a bank account number.

Branch has an annual interest rate of 24%, which means their monthly interest rate is 2%. This, by far, is the best you can ever get from a loan lending platform. The loan rate is meager.

Download the Branch App from the Google Play store and put in your personal and banking information to receive your loans. You will notice a loan offer on the dashboard; you must use this first to receive higher loan offers.

At the time of writing, the Branch loan app has a rating of 4.5 on Google Play Store and 10 million downloads, which means this app is the most widely used loan app on this list.

Get the Branch app on Google Play Store.

Migo (Kwikmoney)

Migo Kwikmoney Loan app

The next app on our list of the best loan apps in Nigeria is Migo. Kwikmoney, now Migo, is a mobile loan app that offers quick and reliable loans to its users. Migo services are available in Nigeria, Brazil, and the United States.

You don’t even need a loan app to request a loan from this platform. You can request a loan from the company’s official websites and pay using available means, including bank transfers. You can also request a loan by dialing *561# on your phone and providing your bank account details and the loan you are requesting.

If you prefer using the company’s websites, all you need to do is enter the required details; your phone number, the amount needed, and bank account details.

This platform is by far the quickest and easiest to use since you are giving a USSD code to request money on any network, and you also have an online portal.

You can request the amount from NGN500 to NGN 500,000 depending on how often you borrow money and the time you repaid your last loan.

Visit the Migo official websites.

Lidya

Lidya Loan app

Lidya is another outstanding and dependable loan platform in Nigeria. It was founded in 2016 with the purpose of financing emerging markets. Apart from Nigeria, it currently maintains its headquarters in the United States and operations in Portugal, Poland, and the Czech Republic.

Loans over NGN 150,000 are available to emerging businesses at a monthly interest rate of 3.5 percent. They can visit the website or download the app immediately from their mobile phones.

To be considered for a loan from Lydia, businesses must provide their bank statements or upload their transaction history.

Visit the Lidya official website or download the Lidya App

Fair Money

Fairmoeny loan app

The FairMoney Lending app is another loan app that you may use to acquire rapid loans online in Nigeria. Because of their excellent service, this app is among our list of the best loan apps in Nigeria 2021.

You can apply for loans online with FairMoney anywhere from NGN 1,500 to as much as NGN 500,000 with no paperwork, no collateral, and it is completely stress-free to use the FairMoney Loan App to acquire loans.

FairMoney also allows you to split your payments into many installments, giving you more flexibility and making the products and services much more user-friendly. When you pay your credit card bill on time, you increase your chances of receiving additional benefits.

FairMoney monthly interest rate range from 2.5% to 30%, depending on the loan amount. You can also pay your bills in the form of loans from the app.

However, you should be aware that some terms and conditions are connected, so double-check them before applying for the loan, but trust me when I say that the platform is fantastic.

Download the FairMoney loan app

Renmoney

Renmoney mobile app

Renmoney is another Money lending platform on our list of the best loan apps in Nigeria. This Nigeria financial loan platform focuses on supports the growth of small-medium enterprises and micro-business.

Emerging businesses can use Renmoney to get up to NGN 6,000,000 in loans with a monthly interest rate of 2.8 percent. A strong bank statement is required for businesses seeking a loan from Renmoney. Their transaction history should include recurring monthly revenues to demonstrate their ability to repay.

For instant loans, owners of businesses can use the Renmoney mobile app to seek loans. You can get your loan instantly by following three steps. Download the loan app (or using the company’s portal), Register by providing necessary details about you, verify your business, then get approval.

You can use the available calculator on the company’s website to check the maximum amount you can borrow by providing all the necessary details. You will also be given the amount you will pay back weekly for those who want to pay installment.

Visit Renmoney’s official websites.

 Aella Credit

The Aella Credit loan app is another reliable app where you may acquire rapid loans online in Nigeria. They offer excellent customer service, and their customer support is always available and quick to react to any inquiries. Aella credit service is currently available in Ghana, Nigeria, and the Philippines.

Users of this app, primarily employees, can borrow money anywhere from NGN 2,000 to NGN 100,000,000. The interest rate ranges from 6% to 20% monthly, and users have to repay the loan amount in three months.

With the Aella credit app, there are no hassles or stresses! Download the app from the Google Play store and provide all of the required information to utilize the app and access immediate loans from anywhere.

Get the Aella Credit app from Google Play Store.

Quick Check

When talking of the best loan apps in Nigeria, the list is incomplete without Quick Check. This mobile loan app is available for individuals, large enterprises, and small-business enterprises (SMEs).

Users of this app can access a quick loan of up to NGN 200,000, and the monthly interest rate is between 1% to 21%. The repayment duration time is between 15 to 91 days.

The more loans you take out and repay on time, the better your credit score will be, and you’ll be able to borrow even more money! It’s undoubtedly one of Nigeria’s top lending apps.

Get the Quick Check app from Google Play Store.

Sokoloan

The last app on our list of the best loan app is Sokoloan. This mobile loan app is easy and convenient to use. To increase your loan limit, pay your first loan on time.

With this platform, you can borrow up to NGN 100,000 with a monthly interest rate ranging from 3% to 29%. You can choose to repay your loan within 2-6 months. The more loans you take out and repay on time, the better your credit score will be, and you’ll be able to borrow even more money! It’s undoubtedly one of Nigeria’s top lending apps.

Get the Sokoloan app from the Google play store.

Mp3 Paw (MP3PAW) | Download or Stream Music for free

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If you are the type that loves streaming and downloading music, you will agree that popular streaming websites like Spotify, Tidal, Apple Music, Primephonic, Amazon music unlimited, Deezer, and the likes require you to pay before you can stream music. You can’t download music on most of these platforms as well.

Mp3 Paw (Mp3paw) is a website that allows you to stream your favorite music for free. You won’t have to pay a dime to stream music, and you can even download music for free, a feature you don’t get with premium streaming websites.

The rest of this article explains everything you need to know about Mp3 Paw, how to navigate the website and how to download music on this website.

Read Also: 10 Best free movie download sites | Goojara movie download site

About MP3Paw

As I’ve said earlier, MP3paw is a free music streaming website that allows you to stream your favorite music. There is no music currently available on the web you won’t find on this website. If you are searching for the best free music streaming platform, MP3 Paw should be your stop.

One good thing about the website is that you will find music of high quality, just like the one you get from Spotify or Tidal. You can get access to a hi-res audio track with 24-bit/96KHz and can even go up to 24-bit/192KHz, a feature available only on Tidal.

Whether classical, POP, Rock, Jazz, Blues, Hip-hop, Folk, Country, Reggae, Music theatre, Disco, Funk, Punk, soul, Orchestra, Opera, Ambient or Gospel music, you will find them on this website.

Visit MP3Paw here

MP3Paw App

Just like any music streaming platform, MP3 Paw provides you an app to stream and download music for free. The app is easy to navigate, and you get to stream the latest music directly from the app without visiting the website.

The app has a 4.4 star on Google Play Store with over 5,000 downloads at the time of writing. However, the app is not available on the Apple store. iPhone users can only use the website to stream music.

MP3 Paw Features

Unlike premium music streaming sites, MP3 Paw is not categorized into different categories or genres. You don’t have options of choosing from letters A-Z as well. When you visit the website, the only thing you see is the web site’s logo, a search bar, and around 30 latest music: no menus, no categories, no sorting of music, no genres, and all that.

What the website does give you is the search functionality. The search bar allows you to search for any music on your mind. The search bar functionality is improved. All you need to type is the initial letters of the music you are searching for; you will see a list of music you are searching for immediately, just like Google searches.

Mp3paw search result

Play music

When you search for a piece of music, you are giving many options to play from. The music at the top is the official music and always ending with “Official Audio.” You also get to play some other similar ones like a remix, duet, or cover.

Download MP3

This is a feature everybody loves about MP3 Paw. You can actually download any music on this platform and play them with your favorite music player.

Ringtone

If you love a part of a piece of music and you’d love to use it as your phone’s ringtone, MP3paw allows you to do that. You can cut a part of a piece of music and download it on MP3 Paw.

Is Mp3Paw Safe

Is MP3 Paw safe? This is the question that comes to most people’s minds when they hear of any platform offering premium content for free. Since the music offered by these free streaming websites is gotten at a price in a well-established company or website, you already know the answer to this question.

No, any website offering content without legal permission from the owners is dimmed illegal. This website does not have the license to publish the content they are offering, and they have bridged the original publisher’s copyright terms.

The legal way to stream music online is to pay for them at popular streaming sites like Amazon music unlimited, Tidal, Spotify, Pandora, and many other legal websites.

Another thing to note about the website is the kind of ads on the website. However, the ads are not as crazy as what you see on some other free music streaming website. But whenever you click on a link on the website, you are redirected to an ad that is sometimes not safe.

Although we have legal websites like Audio Mack that display ads, the ads on MP3 Paw are not Google’s safer ads. If you don’t care about the kind of ads found on this website, then you are good.

How to download and stream music on MP3Paw

Streaming and downloading music on MP3 Paw is not a big deal. All you have to do is follow these steps. If you are using the MP3Paw app, you should have a similar experience.

  • Visit the MP3Paw website. The right website is MP3Paw.lol or you can use the link provided above.
  • Click on the search bar. You might be redirected to an ad in a new tab, just close the tab. After that, type the name of the music you are searching for.
  • Before you finish typing the music, you will get suggestions, just type the one that matches your search.
  • On the result page, you should find the music you are searching for. If you want to stream the music on the website, click “Play music”, then your music should start playing right away.
  • If you want to download the music, just click the “Download MP3” button.
  • You can also cut a part of the music and use it as your phone ringing tone. Just click the “Ringtone” button and choose where to start and end.

If you don’t want to be redirected to too many ads, you can use the “Chrome Blocker” extension or Adblocker for Android users.

Mp3Paw Alternative

MP3Paw is by far the best free music download website, but you are not limited to using this website alone. The website could go offline at any time; that’s why you need alternatives. The list below is MP3Paw alternatives;

  • Mp3 Direct
  • Myfreemp3
  • Mp3xyz
  • Mp3goo
  • Zamob and a lot more.

Summary

If you are on a budget, MP3 Paw will give you all of the music you would have purchased for free. Navigating the website is easy, and you’ve got many features like Search functionality, High-quality music, downloading of music, playing music, and the ability to cut a part of music and download it as a ringtone.

The website redirects you to ads that you might find annoying, but this is justifiable since that is the website’s source of income for providing the content for free.

Facebook Screenshot Notifications: Does Facebook Notify when you Screenshot a Picture or Story

Social media apps are being used as a way for people to communicate with one another. These apps have a significant user base as well. Facebook is one of these platforms.

Facebook allows users to communicate, share media, and even share thoughts. However, many people believe the service has problems protecting its users’ privacy. As a result, the question arises: will a user be notified if I capture a screenshot of their profile picture, posts, or story.

If you’re the one who took the screenshot on Facebook, the answer is an emphatic no. If you take a screenshot of someone’s profile photo on Facebook, they will not be notified. Unlike Snapchat, the only notification you’ll get here is that you’ve taken a screenshot from your phone.

No, they will not be notified in any way. This feature is not supported by Facebook (which is available on Snapchat). However, if you capture a screenshot, your phone’s OS will send you a notification.

Furthermore, when such screenshots are taken, Facebook Messenger does not provide any notifications. Even if you take a screenshot while chatting with a friend or stranger, your phone’s operating system will notify you of the action.

If you’re concerned about people taking your photos via screenshots on the internet, there are some effective solutions. However, we recommend that you do not publish images or place restrictions on who can see them.

Read Also: How to remove someone from Facebook Messenger.

Social Media that Notifies you of Screenshot

Snapchat

Snapchat is a well-known social media platform whose fundamental feature is that any picture, video, or message you send is only available to the receiver for a limited time before being inaccessible.

Snapchat was originally designed to be used for private, one-on-one photo sharing. Still, it can also be used for a variety of tasks, including sending short videos, live video conferencing, texting, creating caricature-like Bitmoji avatars, and broadcasting a chronological “story” to all of your followers.

Since you have a large audience, anybody would like to take a screenshot of your pictures. When anybody does this, Snapchat notifies you, the creator of that pictures.

Instagram

Instagram, like Snapchat, is a mobile-only social networking site that focuses on the photo and video sharing. You may create, edit, and post visual content for your followers to enjoy, comment on, and share.

Instagram does not actually notify you of a story screenshot or any pictures uploaded to the public. But it will notify you of any screenshot made in a private message.

Read Also: 4 Ways to recover deleted Instagram messages

How to Share Your Facebook Photo Easily

The app has a great onboard Share feature that allows you to share photos without taking screenshots. Simply hit the Share Button to share it with a friend on Facebook.

You may also hit the three-dot menu on the photo to open it. To share on Twitter, Instagram, WhatsApp, and other social media platforms, tap the Share External icon.

Facebook Screenshot notification conclusion

Because Facebook is used by most of the world’s population, the social media site should improve its security features by prohibiting the unauthorized download of your photos. However, some users have noticed that Facebook has taken a step in this direction by integrating a profile photo guard in its app.

On downloaded images, this function displays watermark-like lines. It even prevents you from taking screenshots until you are in your profile photo.

Similarly, the protected profile images will not have a share or save option. When it comes to the desktop version, you won’t be able to save the image as an image file any longer. Instead, as is the case with most websites, it will be downloaded as an HTML file.

With protected profile photographs, the Share or Save option does not appear as intended. There is no way to save the image on the PC version. However, because it contains experimental features, errors may appear during use.

Overall, Facebook does not notify either side when screenshots are taken, but tapping the Share Button is the best way to save a photo. If you’re feeling brave, you can also ask the photographer’s permission before saving the image.

Ipesa Loan App (2021) | How to Apply, Interest Rate, Repay, Penalties, Contacts

As you may have known, Ipesa loan app is one of the best loan apps in Kenya, owned and managed by Osome Fintech Company. This company is recommended by most of its users and has seen positive comments.

At the time of writing, the Ipesa loan app has a rating of 4.5 / 5.0 on the Google play store with over 38,500 positive comments and over 1,000,000 downloads. M-Pesa users in Kenya may get credit quickly and easily using the app, making it a popular choice for many Kenyans who have limited access to conventional borrowing options.

Don’t worry if you need Ksh 10,000 right now but don’t have any collateral or savings account to meet the cost. You can get up to KSh 50000 with an iPesa loan on your phone in as little as one minute!

This post explains how the IPesa loan app works, how to download the app, loan limit, loan requirement, interest rate, repayment duration, and other useful information. Without further ado, let’s dive in.

Read Also: Mokash Loan App

Ipesa loan requirement

All you need to be able to use borrow loans with the Ipesa loan app is your Safaricom Phone number; you must be at least 18 years old and must have a valid national identity card.

These are only the requirement, including downloading and installing the Ipesa loan app on your phone, registering, and granting it access to your phone data.

How to download Ipesa loan App

To download the Ipesa loan app,

  • Go to the Google Play Store and search for Ipesa.
  • The first app should be the Ipesa official app, install the app.
  • After installation is complete, open the app for the first time.
  • You will be taken to the registration page. To begin registration, input your Safaricom phone number and click on “Click to get”.
  • After a short time, you will receive an OTP code via SMS, type the code in the necessary box in the next page.
  • After inserting the code, you should be redirected to the homepage.

That’s all to it. Your phone number and an OTP code will always be required to log in at any time.

Ipesa Interest rate

Ipesa receives an interest of 36% on every amount loan, excluding the penalty charge for late repayment.

For example, If the loan amount is Ksh 2000, the loan term is 180 days, and the interest rate is 36%, your total interest should be 2000 Ksh x 36% = Ksh 700. That means you will repay a total sum of Ksh 2700.

Ipesa Amount Limit

In terms of eligibility, Ipesa loan apps loans range from a minimum of KSh 500 to a maximum of KSh 50,000. The amount limit you get depends on how often you have borrowed and use the app. If you always pay back your money on time, your limit will be increased to KSh 50,000 in no time.

Ipesa repayment Duration

The ipesa loans offered must be repaid within 90-180 days of issuance. Any loans not repaid within this period will incur extra charges.

Ipesa late repayment Penalties

If you did not pay your Ipesa loan within the stipulated time, this would result in a 2% per day cost and the inability to get subsequent or larger IPesa loans.

Ipesa Loan over Payment

Excess funds will be reversed to your M-PESA account within 15 days after all payments have been reconciled.

How Ipesa App Works

The iPesa App works similarly to any other loan app on the market. It works by scanning your phone and collecting information such as your phone number, contact information, and other facts to evaluate your creditworthiness and, as a result, the maximum amount of money you can borrow.

They need this information to trace the person who borrowed the loan and prevent themselves from anybody who might want to swindle their money. Before you can use the app, you have to grant your phone permission to download data from your phone. Some of the information the app collects from your phone includes;

  • Contacts—look over your contacts and make changes if necessary.
  • Location: There are two types of location, network-based estimated location and precise location (GPS and network-based)
  • Phone: Read the status and identity of your phone.
  • Photos/Media/Files: Read the contents of your USB storage and alter or delete the contents of your USB storage with Photos/Media/Files.
  • Storage: Read and change the contents of your USB storage, as well as remove the contents of your USB storage.
  • Camera: Take photographs and movies with your camera.
  • Wi-Fi: Information about Wi-Fi connections – see a list of Wi-Fi connections
  • Device ID and Call information: Read phone status and identification by looking up the device ID and call details.

Others include

  • Obtain information via the internet
  • Examine your network connections.
  • Wi-Fi connection and disconnection
  • Access to the entire network
  • Prevent the device from falling asleep.

Ipesa Loan Contacts

  • Customer Care: 0757 222 979
  • Facebook page: https://www.facebook.com/iPesaKenya/
  • office address: ADLIFE PLAZA, CHANIA AVENUE, NAIROBI

Leaked: iPhone 13 cases and Dummies don’t fit the iPhone 12 series

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Dummies for the iPhone 13 have been handed out to various companies who require them (usually case makers), resulting in inevitable leaks. We’ve previously seen a shot of all four models, and now there’s much more to view.

Marques Brownlee (MKBHD) has shared a photo (the image above). All four models are dressed in white this time. And no, the regular iPhone 13 isn’t bigger than the 13 Pro; it’s just tilted slightly. Even if they don’t have the same screen, the two models will be the same size.

Only the two Pro models are expected to sport LTPO displays with 120 Hz refresh rates, while the other two phones will stay with 60 Hz. Apple will not go all-in on LTPO until the iPhone 14 generation.

Here are a few examples of cases that have already been created. These will fit over current iPhone 12 models; however, the cameras and buttons will not line up perfectly.

And take a look at these — Benks, a Chinese accessory manufacturer, shared them. These will most likely be utilized to create iPhone 13 case molds.

gsmarena 003

Foxconn and Pegatron will make the iPhone 13 series; mass production hasn’t begun yet, but it won’t be long, as Apple aims for a September release (or October if there are major delays).

Fuliza | increase your Limit with this Fuliza hack

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Fuliza is a Safaricom overdraft service that allows M-PESA users to finish transactions even if they don’t have enough money in their account.

New users are normally assigned restrictions upon activation, which are gradually increased over time based on active usage of Safaricom services, including M-PESA.

However, such increases are only implemented after Safaricom conducts a three-month assessment.

Nonetheless, if some of the comments on this popular mobile loans Facebook group are to be believed, there appears to be a flaw in the matrix.

Read Also: Everything you need to know about Mokash Loan App.

One member just learned that he could bypass the Safaricom processes and increase his limit ten-fold without having to wait three months for a Fuliza limit review!

This sparked a flurry of responses, with some users admitting that it was conceivable but that there was a 50/50 chance that one’s limit would be increased or reset back to zero!

Enough of the talking; what’s the trick to increase your Fuliza limit? All you need to do is Opt-out and Opt back in.

This hack might work and might not work for you. Some customers have given testimonies that the trick actually worked, while some found that their loan was reset to zero after trying the trick. If you think it is worth trying, you can decide to try out the trick.

I will advise that if the trick actually worked for you, don’t try to opt-out again in the bid to increase your limit further. It might work for some people, but you might lose it all, and your limit could go back to zero.

If you’ve ever used this trick, did it work for you or not? I’d love to know in the comments below.